Self-Employed Mortgage
Services In Canada
Being your boss has its challenges, and getting a mortgage is often one of them. At Diverse Mortgage Group, we offer tailored Self-Employed Mortgage Services in Canada to help entrepreneurs and freelancers achieve their homeownership dreams.
Whether you are a sole proprietor, contractor, or small business owner, we are here to connect you with the lowest self-employed mortgage rates and guide you every step of the way.
What Is A Self-Employed Mortgage?
A Self-Employed Mortgage is designed for individuals whose income comes from self-employment rather than traditional salaried jobs.
Unlike standard mortgages, these loans consider alternative documentation and income verification methods to assess your eligibility.
Our Self-Employed Mortgage Services
At Diverse Mortgage Group, we offer all the services necessary to make obtaining a Self-Employed Mortgage in Canada smooth and hassle-free.
Income Assessment
Help you navigate how to present your income and financials to lenders.
Access to special lenders
Our network includes lenders specializing in self-employed mortgages, offering flexible options tailored to your needs.
Competitive Rate Matching
We find the lowest self-employed mortgage rates to help you save money over the life of your loan.
Flexible Mortgage Plans
We have you covered whether you are seeking a fixed-rate or variable-rate loan.
Support Throughout the Process
We can ensure your smooth transition from the initial application through the final closing.
Beyond Mortgages
We stand by your side for answers when needed and are available when your business flourishes to assist you in refinancing at any time.
How Do Self-Employed Mortgages Work?
Income Verification
Lenders look at income through tax returns, bank statements, or financial records rather than a traditional pay stub.
Credit Score Review
A good score substantially increases the chances of receiving a competitive rate.
Down Payment Requirements
You may also need to present a higher down payment if the income constantly fluctuates.
Flexible Terms
Mortgage terms are tailored to your financial situation and income structure.
Benefits Of A Self-Employed Mortgage
Customized Solutions
Mortgages are designed to fit the unique income patterns of self-employed individuals.
Alternative Documentation
Use business financials, contracts, or bank statements to verify income.
Competitive Rates
Get the best self-employed mortgage rates from our vast lender network.
Entrepreneur Homeownership
Tackle income fluctuations and own your dream home.
Why Choose Diverse Mortgage Group?
If you're looking for a self-employed mortgage services provider in Canada, you can rely on Diverse Mortgage Group.
Here's why:
Years of Experience
We have been assisting self-employed individuals with their mortgages for over 25 years.
Tailored Solutions
We know that no two self-employed individuals are alike and have customized options.
Expert Guidance
Our team has professionals with rich experience in banking and financial planning.
Wide Lender Network
You will get lenders who specialize in working with self-employed borrowers.
Transparent Process
We give you straight, no-nonsense advice and no hidden surprises.
Proven Success
Hundreds of thousands of entrepreneurs and small business owners have entrusted us with guiding them toward homeownership.
Years of Experience
We have been assisting self-employed individuals with their mortgages for over 25 years.
Tailored Solutions
We know that no two self-employed individuals are alike and have customized options.
Expert Guidance
Our team has professionals with rich experience in banking and financial planning.
Wide Lender Network
You will get lenders who specialize in working with self-employed borrowers.
Transparent Process
We give you straight, no-nonsense advice and no hidden surprises.
Proven Success
Hundreds of thousands of entrepreneurs and small business owners have entrusted us with guiding them toward homeownership.
What Our Clients Say
Let's Secure Your Dream Home Together
At Diverse Mortgage Group, being self-employed should not hinder your path toward homeownership. With our specialized Self-Employed Mortgage Services in Canada, you can rest assured you will achieve your objectives with ease and successfully.
Contact us today to explore your options and take the first step toward owning your dream home!
FAQ
Frequently Asked Questions (FAQs)
What documents do I need for a self-employed mortgage?
You will typically need tax returns, bank statements, financial records, or business contracts to prove your income.
Do self-employed mortgages carry higher interest rates?
Not necessarily. You can still qualify for competitive rates with a strong financial profile.
Can I get a mortgage if my income fluctuates?
Yes, lenders specializing in self-employed mortgages understand fluctuating incomes and consider the bigger financial picture.
What is the minimum down payment for a self-employed mortgage?
The down payment requirement varies, but it can be 5-10%, depending on your income and credit profile.
Can I refinance a self-employed mortgage?
Absolutely! We can help you refinance as your financial situation evolves.
